O Banco de Desenvolvimento de Minas Gerais (BDMG) atingiu o recorde histórico de desembolsos em 2023. Foram R$ 2,98 bilhões liberados em crédito pelo Banco até 31/12, R$ 558 milhões a mais do que em todo o ano passado e um volume 23% superior ao total de financiamentos realizados no período anterior, de R$ 2,42 bilhões.
“Mesmo com todos os desafios o BDMG alcança resultados relevantes, ampliando ano a ano seus volumes de desembolso, financiando mais prefeituras e empresas de todos os portes, especialmente os pequenos negócios. Não há dúvidas de que 2023 foi um ano de grandes entregas do Banco”, afirma o presidente do BDMG, Gabriel Viégas Neto. “Além disso, crescemos os desembolsos em investimentos. Isso significa que o crédito está chegando a quem quer ampliar seus negócios, contratar pessoas, expandir. Iniciativas fundamentais para estimular empregos e renda e, assim, levar desenvolvimento ao Estado”, completa.
Para o setor público, os desembolsos quase dobraram em relação ao ano passado, ultrapassando R$ 328,5 milhões em 2023. Em 2022 foram R$ 173,7 milhões. Os recursos para prefeituras são oferecidos por meio de linhas permanentes de crédito e editais para apoiar a construção e melhorias de vias públicas, aquisição de equipamentos, investimentos em projetos de iluminação pública, infraestrutura, entre outras iniciativas.
Já para empresas, o destaque é nas micro e pequenas, segmento no qual o crédito também chegou de forma ampliada em 2023. Para os pequenos negócios, importantes geradores de emprego e renda no estado, o crescimento foi de 31%, alcançando quase R$ 490 milhões até 31/12. Já para as médias e grandes empresas, o volume de desembolsos cresceu 12%, chegando a R$ 2,1 bilhões no último domingo.
Os recursos desembolsados pelo BDMG chegaram a todas as regiões do estado, ultrapassando 613 cidades mineiras, e em segmentos diversos, especialmente Comércio e Serviços. Para mais de 300 prefeituras mineiras, o BDMG é a única instituição financeira a oferecer crédito.
Crédito verde
Os desembolsos em projetos de sustentabilidade também cresceram. Considerando o financiamento a projetos de eficiência energética e energia renovável, o crescimento foi de 61,5% neste ano, saindo de R$ 235 milhões em 2022 para R$ 379,5 milhões em 2023.
Os desembolsos alinhados a pelo menos um dos Objetivos de Desenvolvimento Sustentável (ODS) da ONU somam cerca de 40%.
“Para os próximos anos, nossa meta é ampliar ainda mais o financiamento a projetos sustentáveis. Apenas no mês de dezembro, o BDMG recebeu sinal verde para a captação de cerca de R$ 1,3 bilhão com instituições financeiras internacionais. Recursos, em sua maioria, conectados com a geração de energia renovável, descarbonização da carteira, apoio a infraestrutura de municípios”, completa o presidente do BDMG.
As captações internacionais ajudaram a melhorar a avaliação de risco do BDMG. Em novembro, o Banco atingiu a nota A nas avaliações de risco de crédito da S&P Global e Moody’s Brasil. De acordo com a divulgação da Moody’s, o BDMG “tem apresentado uma ampla diversificação da sua estrutura de captação, com menor dependência de repasses e crescente acesso a recursos de entidades multilaterais e de investidores do varejo”.
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Testosterone cypionate first appeared on the U.S.
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The choice of what bulking steroids to contemplate when creating a cycle relies on each particular person and
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Besides the health dangers, individuals who use steroids and not using
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Topical steroids can be used safely in youngsters if
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that got here with your drugs, and hold it handy. Affected Person Information Leaflets for every drugs are additionally obtainable on the MHRA’s
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When in comparability with other anabolic steroids, Primobolan is
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Examples of low-potency topical steroids include Cortizone 10 (hydrocortisone),
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results throughout a steroid cycle. Sometimes, a bridging cycle entails a reduced dose of
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As Soon As your testosterone base is in place, the following step is choosing which compounds to pair based on your aim.
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Instead, people should focus on developing a wholesome life-style and utilizing secure and efficient
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These dangers, mixed with the potential physical and psychological modifications that can occur with steroid use, make it
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Individuals with diabetes could discover their blood glucose management is not pretty a lot as good as it
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